/* ============================================================
   Kredithjørnet — design system v2
   Følger 04-brand-design.md
   ============================================================ */

:root {
  --navy-deep: #0F1F3D;
  --navy-mid: #1A3260;
  --green: #1DB37E;
  --green-hover: #178C62;
  --green-pale: #E8F8F2;
  --warm-white: #F7F6F2;
  --white: #FFFFFF;
  --text-dark: #111827;
  --text-body: #374151;
  --text-muted: #6B7280;
  --border: #E2E0DC;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; }

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 16px;
  line-height: 1.75;
  color: var(--text-body);
  background-color: var(--warm-white);
}

h1, h2, h3, h4 { font-weight: 700; letter-spacing: -0.5px; line-height: 1.2; color: var(--text-dark); }
h1 { letter-spacing: -0.8px; }

::selection { background-color: var(--green); color: #fff; }
a { color: var(--green); text-decoration: none; }
a:hover { text-decoration: underline; }
:focus-visible { outline: 2px solid var(--green); outline-offset: 2px; }

.container { max-width: 1120px; margin: 0 auto; padding: 0 20px; }
.container-narrow { max-width: 760px; margin: 0 auto; padding: 0 20px; }

/* ---------- Navigation ---------- */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 50;
  background: var(--navy-deep); height: 58px;
  display: flex; align-items: center;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.nav-inner {
  max-width: 1120px; margin: 0 auto; width: 100%; padding: 0 20px;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
}
.nav-logo {
  display: inline-flex; align-items: center; gap: 5px;
  color: #fff; font-size: 18px; font-weight: 700; letter-spacing: -0.3px;
  flex-shrink: 0;
}
.nav-logo:hover { text-decoration: none; }
.nav-logo .dot {
  width: 7px; height: 7px; border-radius: 50%; background: var(--green);
  display: inline-block; margin-top: 3px; transition: transform 0.2s;
}
.nav-logo:hover .dot { transform: scale(1.3); }
.nav-links { display: flex; gap: 26px; margin-right: auto; margin-left: 36px; }
.nav-links a { color: rgba(255,255,255,0.72); font-size: 14px; font-weight: 500; }
.nav-links a:hover { color: #fff; text-decoration: none; }
.nav-links a[aria-current="page"] { color: #fff; box-shadow: 0 2px 0 var(--green); }

/* ---------- Knapper ---------- */
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--green); color: #fff; font-weight: 600; font-size: 16px;
  padding: 13px 28px; border-radius: 6px; text-decoration: none; border: 0; cursor: pointer;
  transition: background 0.2s, box-shadow 0.2s, transform 0.1s;
}
.btn-primary:hover { background: var(--green-hover); box-shadow: 0 4px 16px rgba(29,179,126,0.3); text-decoration: none; }
.btn-primary:active { transform: scale(0.98); }
.btn-primary.btn-sm { font-size: 14px; padding: 9px 18px; }

.btn-outline {
  display: inline-flex; align-items: center; gap: 8px;
  border: 2px solid rgba(255,255,255,0.85); color: #fff; font-weight: 600; font-size: 16px;
  padding: 11px 26px; border-radius: 6px; text-decoration: none;
  transition: background 0.2s, color 0.2s, border-color 0.2s, transform 0.1s;
}
.btn-outline:hover { background: #fff; border-color: #fff; color: var(--navy-deep); text-decoration: none; }
.btn-outline:active { transform: scale(0.98); }

/* ---------- Hero (forside) ---------- */
.hero { background: var(--navy-deep); padding-top: 58px; position: relative; overflow: hidden; }
.hero::before {
  content: ""; position: absolute; inset: 0; opacity: 0.03; pointer-events: none;
  background-image: repeating-linear-gradient(45deg, transparent, transparent 2px, #fff 2px, #fff 4px);
}
.hero-grid {
  position: relative; max-width: 1120px; margin: 0 auto;
  padding: 72px 20px 96px;
  display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 64px; align-items: start;
}
.eyebrow {
  display: inline-block; background: rgba(29,179,126,0.12); color: var(--green);
  font-size: 11px; letter-spacing: 0.12em; text-transform: uppercase; font-weight: 600;
  padding: 6px 16px; border-radius: 999px; margin-bottom: 24px;
}
.hero h1 { color: #fff; font-size: 52px; line-height: 1.12; max-width: 560px; }
.hero-sub { color: rgba(255,255,255,0.7); font-size: 18px; margin-top: 20px; max-width: 520px; line-height: 1.6; }
.hero-actions { display: flex; align-items: center; gap: 16px; margin-top: 36px; flex-wrap: wrap; }
.hero-trust { color: rgba(255,255,255,0.4); font-size: 12px; margin-top: 28px; letter-spacing: 0.02em; }

/* Hero guide-vælger (signatur-element) */
.hero-picker {
  background: var(--white); border-radius: 16px; overflow: hidden;
  border-top: 4px solid var(--green);
  box-shadow: 0 24px 60px rgba(4, 12, 30, 0.45);
}
.hero-picker-head { padding: 22px 26px 14px; }
.hero-picker-head h2 { font-size: 17px; letter-spacing: -0.3px; }
.hero-picker-head p { color: var(--text-muted); font-size: 13px; margin-top: 2px; }
.hero-picker a.picker-row {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 26px; border-top: 1px solid var(--border);
  color: var(--text-dark); font-weight: 600; font-size: 15px;
  transition: background 0.15s;
}
.hero-picker a.picker-row:hover { background: var(--green-pale); text-decoration: none; }
.hero-picker a.picker-row .arrow { margin-left: auto; color: var(--green); font-weight: 700; }
.picker-icon {
  width: 38px; height: 38px; border-radius: 10px; background: var(--green-pale);
  display: flex; align-items: center; justify-content: center; font-size: 17px; flex-shrink: 0;
}
.picker-row span.sub { display: block; font-weight: 400; font-size: 12.5px; color: var(--text-muted); line-height: 1.4; }

/* ---------- Sektioner ---------- */
.section { padding: 88px 0; }
.section-white { background: var(--white); }
.section-warm { background: var(--warm-white); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.section-eyebrow { text-transform: uppercase; letter-spacing: 0.12em; font-size: 12px; font-weight: 600; color: var(--green); }
.section h2 { font-size: 30px; margin-top: 12px; }
.section-intro { color: var(--text-muted); margin-top: 12px; max-width: 560px; }
.section-head-row { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.section-head-row .all-link { font-size: 14px; font-weight: 600; white-space: nowrap; }

/* ---------- Kort ---------- */
.card-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 40px; }
.card-grid-3 { grid-template-columns: 1fr 1fr 1fr; }
.card {
  background: var(--white); border: 1px solid var(--border); border-radius: 16px; padding: 28px;
  display: block; color: inherit; text-decoration: none;
  transition: border-color 0.2s, transform 0.2s, box-shadow 0.2s;
}
a.card:hover { border-color: var(--green); transform: translateY(-2px); box-shadow: 0 4px 20px rgba(29,179,126,0.08); text-decoration: none; }
.icon-box {
  width: 44px; height: 44px; border-radius: 10px; background: var(--green-pale);
  display: flex; align-items: center; justify-content: center; font-size: 20px; margin-bottom: 16px;
}
.card h3 { font-size: 18px; }
.card p { color: var(--text-muted); font-size: 14px; margin-top: 6px; line-height: 1.6; }
.card .card-link { color: var(--green); font-size: 14px; font-weight: 600; display: inline-block; margin-top: 16px; }
a.card:hover .card-link { text-decoration: underline; }
.card .card-soon {
  color: var(--text-muted); font-size: 13px; font-weight: 600; display: inline-block; margin-top: 16px;
  background: var(--warm-white); border: 1px solid var(--border); border-radius: 999px; padding: 3px 12px;
}
.card .read-time { font-size: 12px; color: var(--text-muted); display: block; margin-top: 14px; }

/* ---------- Trin ---------- */
.steps { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 32px; margin-top: 48px; }
.step-num {
  width: 36px; height: 36px; border-radius: 50%; background: var(--navy-deep); color: #fff;
  display: flex; align-items: center; justify-content: center; font-size: 14px; font-weight: 700;
}
.steps h3 { font-size: 18px; margin-top: 16px; }
.steps p { color: var(--text-muted); font-size: 14px; margin-top: 8px; line-height: 1.6; }

/* ---------- Stats ---------- */
.stats { background: var(--navy-mid); padding: 60px 0; border-top: 3px solid var(--green); }
.stats-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 32px; text-align: center; }
.stats .value { color: #fff; font-size: 44px; font-weight: 700; display: block; letter-spacing: -0.5px; }
.stats .label { color: rgba(255,255,255,0.5); font-size: 14px; margin-top: 8px; display: block; }

/* ---------- CTA-banner ---------- */
.cta-banner { background: var(--navy-deep); padding: 88px 0; text-align: center; border-top: 1px solid rgba(255,255,255,0.08); }
.cta-banner h2 { color: #fff; font-size: 30px; }
.cta-banner p { color: rgba(255,255,255,0.6); margin: 16px auto 0; max-width: 480px; line-height: 1.6; }
.cta-banner .btn-primary { margin-top: 32px; }
.cta-note { color: rgba(255,255,255,0.3); font-size: 12px; margin-top: 16px !important; }

/* ---------- Artikelsider ---------- */
.article-hero { background: var(--navy-deep); padding-top: 58px; }
.article-hero-inner { max-width: 760px; margin: 0 auto; padding: 64px 20px 56px; }
.article-hero h1 { color: #fff; font-size: 40px; line-height: 1.18; margin-top: 16px; }
.article-hero .lead { color: rgba(255,255,255,0.7); font-size: 18px; margin-top: 16px; line-height: 1.6; }
.breadcrumb { font-size: 13px; color: rgba(255,255,255,0.45); }
.breadcrumb a { color: rgba(255,255,255,0.65); }

.article-body { padding: 56px 0 24px; }
.article-body h2 { font-size: 26px; margin-top: 48px; }
.article-body h3 { font-size: 19px; margin-top: 32px; }
.article-body p { margin-top: 16px; }
.article-body ul, .article-body ol { margin: 16px 0 0 22px; }
.article-body li { margin-top: 8px; }
.article-body li::marker { color: var(--green); }

/* "Kort fortalt"-boks */
.key-facts {
  background: var(--white); border: 1px solid var(--border); border-left: 4px solid var(--green);
  border-radius: 12px; padding: 22px 26px; margin-top: 8px;
}
.key-facts h2 { font-size: 15px; margin: 0; text-transform: uppercase; letter-spacing: 0.08em; color: var(--green); }
.key-facts ul { margin-top: 10px; }
.key-facts li { font-size: 15px; }

.inline-cta {
  background: var(--green-pale); border: 1px solid rgba(29,179,126,0.25);
  border-radius: 16px; padding: 28px; margin-top: 40px;
}
.inline-cta h3 { margin-top: 0; font-size: 18px; }
.inline-cta p { color: var(--text-body); font-size: 15px; margin-top: 8px; }
.inline-cta .btn-primary { margin-top: 16px; }
.inline-cta .small-note { font-size: 12px; color: var(--text-muted); margin-top: 12px; }

.info-box { background: var(--white); border: 1px solid var(--border); border-radius: 16px; padding: 28px; margin-top: 32px; }
.info-box h3 { margin-top: 0; }

.faq-item { background: var(--white); border: 1px solid var(--border); border-radius: 16px; padding: 24px 28px; margin-top: 16px; }
.faq-item h3 { margin-top: 0; font-size: 17px; }
.faq-item p { font-size: 15px; }

/* Relaterede guides */
.related { padding: 48px 0 88px; }
.related h2 { font-size: 22px; }

.back-link { font-size: 14px; font-weight: 600; display: inline-block; }

/* ---------- Beregner ---------- */
.calc {
  background: var(--white); border: 1px solid var(--border); border-radius: 16px;
  padding: 32px; margin-top: 40px;
  display: grid; grid-template-columns: 1fr 1fr; gap: 40px;
}
.calc label { display: block; font-weight: 600; font-size: 14px; color: var(--text-dark); margin-top: 22px; }
.calc label:first-child { margin-top: 0; }
.calc .label-value { float: right; color: var(--green); font-weight: 700; }
.calc input[type="range"] { width: 100%; margin-top: 10px; accent-color: var(--green); }
.calc input[type="text"] {
  width: 100%; margin-top: 8px; padding: 12px 14px; font-size: 16px;
  border: 1px solid var(--border); border-radius: 6px; font-family: inherit; color: var(--text-dark);
}
.calc input[type="text"]:focus { outline: 2px solid var(--green); border-color: var(--green); }
.calc-warning { color: #B45309; font-size: 13px; margin-top: 8px; display: none; }
.calc-result { background: var(--navy-deep); border-radius: 12px; padding: 28px; color: #fff; }
.calc-result h3 { color: #fff; font-size: 14px; text-transform: uppercase; letter-spacing: 0.08em; margin: 0; }
.calc-result .big { font-size: 40px; font-weight: 700; letter-spacing: -0.5px; margin-top: 6px; }
.calc-result .big small { font-size: 16px; font-weight: 400; color: rgba(255,255,255,0.55); }
.calc-rows { margin-top: 22px; border-top: 1px solid rgba(255,255,255,0.12); }
.calc-row { display: flex; justify-content: space-between; padding: 11px 0; border-bottom: 1px solid rgba(255,255,255,0.12); font-size: 14px; }
.calc-row span:first-child { color: rgba(255,255,255,0.6); }
.calc-row strong { font-weight: 600; }
.calc-disclaimer { font-size: 12px; color: rgba(255,255,255,0.4); margin-top: 18px; line-height: 1.5; }

/* ---------- Footer ---------- */
.footer { background: var(--navy-deep); color: #fff; }
.footer-inner { max-width: 1120px; margin: 0 auto; padding: 64px 20px 48px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 48px; }
.footer-tagline { color: rgba(255,255,255,0.5); font-size: 14px; margin-top: 10px; max-width: 300px; line-height: 1.6; }
.footer h4 { color: #fff; font-size: 13px; text-transform: uppercase; letter-spacing: 0.1em; }
.footer-col a { display: block; color: rgba(255,255,255,0.65); font-size: 14px; margin-top: 12px; }
.footer-col a:hover { color: #fff; text-decoration: none; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); margin-top: 48px; padding-top: 24px; }
.footer-bottom p { color: rgba(255,255,255,0.4); font-size: 12px; line-height: 1.6; }

/* ---------- Responsivt ---------- */
@media (max-width: 900px) {
  .nav-links { display: none; }
}
@media (max-width: 768px) {
  .hero-grid { grid-template-columns: 1fr; padding: 56px 20px 72px; gap: 40px; }
  .hero h1 { font-size: 32px; }
  .hero-sub { font-size: 16px; }
  .section { padding: 64px 0; }
  .section h2 { font-size: 24px; }
  .card-grid, .card-grid-3 { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr; gap: 24px; }
  .stats .value { font-size: 36px; }
  .article-hero h1 { font-size: 28px; }
  .article-hero-inner { padding: 44px 20px 40px; }
  .article-body h2 { font-size: 22px; }
  .nav .btn-sm { font-size: 13px; padding: 8px 14px; }
  .calc { grid-template-columns: 1fr; padding: 24px; gap: 28px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}